Solution for Retirement

Cy Roseman has been assisting senior investors for the last 16 years. Cy has offered financial planning and investment advisory services in San Diego county since 2004, on the Monterey Pen9insula and Northern California in general since 1992, and in Hawaii since 1999.

Cy specializes in working with retirees and those about to retire who want to protect their principal and insure that their money lasts. His practice focuses on helping pre—retirees and retirees avoid the most common financial mistakes.
He assists investors age 60+ who want to preserve their capital, increase their income, and more profitably organize their investments.

People who consult Cy often find that they can lower their income tax, reduce or eliminate taxes on their social security income and capital gains, increase their fixed monthly income, and obtain better protection for their financial future.
Cy holds both a CFP Certificate (1998) and a Doctorate in Political Science and Economics from Princeton University (1963). To become a Certified Financial Planner, Cy took courses for two years and passed six exams covering retirement planning, fmancial planning, investments, insurance, taxes, and estate planning, and then passed a final three-day exam. In 2005 he became an Accredited Investment Fiduciary (AlF) and a CEA (Certified Estate Advisor).
He has served on the faculties of nine universities, including Stanford, U.C. (Berkeley), U. of Hawaii, U. of San Francisco, San Francisc State University, University of Texas, Central Michigan U., Rutgers U. (NJ), and Swarthmore College (PA). He has over forty years of experience in advisory services to public, private, not-for-profit, individual and corporate clients, domestic and international, with work experience in eleven states and Washington, D.C.

Cy also holds FINRA licenses as a Registered Representative and Registered Principal, as well as securities and insurance licenses for Hawaii, California, Arizona, Maryland, and Oregon. He offers securities, insurance and advisory services through Centaurus Financial Inc., a Registered Broker—Dealer and Investment Adviser, and member of FINRA and WC.
In addition to his work in both retirement planning and estate preservation, he also is involved in corporate qualified retirement plans and non-qualified deferred compensation programs for key executies and owners.
Currently a member of the Society of Certified Retirement Financial Advisors, Cy has been a speaker on a wide range of financial subjects, and has appeared several times on TV news broadcasts. He has conducted financial workshops and seminars over many years and often hosts guest speakers at workshops.